Fact: Insurance

Fact: 92 % of customers do not make a claim.

Each year, around 125,000 car accidents occur in Canada, according to Transport Canada. The number of drivers on Canadian roads is now around 8 million and rising every day, which means more and more opportunities for accidents and injuries. If you are involved in an accident, one of the most important things to do afterward is file an auto claim.

Fact: 96 % of drivers would like to see reduced rates

Many factors are considered while determining auto insurance premiums in Ontario, including:

  • Driving record
  • Minor convictions
  • Driver’s age
  • Where the driver lives
  • Type of vehicle
  • Number years licensed
  • Others (vehicle age, multi-vehicle discount, etc.)

Auto insurance costs more in Ontario than in other provinces

Fact: Disability payment durations doubled from 1997 through 2010

Claims Costs

33% Auto Physical Damage. 31% Accident Benefits (AB) are medical and income replacement benefits provided to an injured person by their own insurer, regardless of who was at fault for the accident.  36% Bodily Injury (BI) coverage provides compensation to a third party who was injured through the fault of the insured.  This is also referred to a tort claim.

Source: Aviva Canada

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