While the holiday season brings joy and togetherness, it can also bring stress for many individuals and families. Top holiday stressors include staying on a budget, managing multiple commitments, and finding the perfect gift.
Fortunately, by getting organized and planning out what you can ahead of time, you can reduce your holiday stress. Consider the following stress-management tips:
- Write down any known commitments. Does your child’s school have a holiday concert? Are you planning on hosting a holiday dinner? Make a list of your commitments will help you plan your time and help you avoid double-booking yourself.
- Create your budget now. If you’re stressed about how your holiday spending will impact you after the holidays are over, you’re not alone. Remember, the sentiment of a gift is much more important than the cost. Set a realistic budget and do not go over it. Consider giving the gift of an experience by treating a loved one to one of these “Free of Nearly Free” Winter Activities in Ottawa.
- Start shopping early. Do you already know what you want to get some people on your list? Don’t be afraid to shop early. Sometimes, you can get great deals on presents even before the holiday rush hits. Moreover, you can avoid the scene of not being able to get the gift you want because it’s sold out.
Though these tips won’t prevent all of the holiday stress you may experience, they can definitely help reduce it.
Scrivens Insurance and Investment Solutions is here to help manage your financial stress, now and in the future. Our team of professionals help guide you through all financial decisions, whether it is budgeting in retirement, providing tips to help protect your privacy online, or making it easy and quick to get a home and auto insurance quote online!
If you are planning on doing some Black Friday shopping, you should be aware a few dangers in parking lots. Parking lots are a common hazard for drivers and vehicles alike.
Slips, falls, auto accidents, theft, harassment, and assaults are just some of the risks individuals face while using parking lots.
Thankfully, there are a number of precautions drivers can take in order to protect themselves and their vehicles.
- Park in a well-lit area, preferably one with surveillance cameras and security patrol services.
- Avoid parking near shrubbery or other areas that could conceal attackers.
- Park as close to an elevator as possible when using garages.
- Lock your doors when leaving your vehicle. Have your keys ready when you return to ensure quick entry.
- Remain vigilant and notify security of the authorities if you notice suspicious behaviour.
Also, you should leave your phone in your pocket so you can fully pay attention to your surroundings.
Fall weather in Ottawa is the perfect for running outdoors! Running outside is a great way to burn calories, boost your confidence, and boost your overall health. However, if you aren’t prepared for a run, you could face risks such as leg injuries, fall hazards, adverse weather, and dangerous traffic patterns.
Here are seven safety tips to keep in mind before you run outdoors:
- Wear running shoes that offer adequate support to help avoid severe injuries.
- Determine your baseline fitness level before you run so you don’t overexert yourself. You can do this by timing how long it take you to run one kilometre on a flat path, then create a running program based on this time and your future fitness goals.
- Plan out a route before you run to make sure it’s in a safe, well-lit area. You can do this by driving or biking along the route, preferably with a friend or family member.
- Always look at the weather forecast before you run to make sure you won’t encounter an unexpected storm or low visibility.
- Stretch before you run, and slow down to take a break or drink water whenever necessary.
- Always stay aware of your surroundings. It may be tempting to listen to music using earbuds or headphones, but this can make it harder to hear what’s around you, including dangerous vehicle traffic.
- Consider running in a group. Not only is it safer, but it can help motivate you to run more regularly.
Summer is often filled with outdoor parties, warm weather, and no school. Unfortunately, the arrival of summer can bring stress for many parents as they search for ways to keep their children happy, healthy, engaged, and safe without breaking the bank.
Listed below are a few simple – and inexpensive – summer activities that you and your children can do together this summer.
Go berry picking.
- Many berries come into season in the summer. Take your children to your local berry farm to pick your own delicious strawberries, blackberries, and raspberries. Here’s a list of 17 berry farms around Ottawa.
Make homemade frozen treats.
- Cooking together is a great way to create memories that will last a lifetime and to instill healthy habits in your children. After picking all the berries, check out this Pinterest board for loads of recipes.
Take a hike.
- Enjoy the summer weather and your local scenery, and get some exercise by taking a family hike at your nearest hiking trail. The National Capital Region has some beautiful trails and Gatineau Park has over 15km of trails.
Catch a show at the NAC.
- This summer, the NAC is offering free family programming daily at 11am. Perfect indoor activity for the rainy days we continue to enjoy.
Watch a movie outside.
- There are a number of free outdoor movies around the city for you and your kids to enjoy under the stars. Here’s a list of outdoor movies until August 26.
Visit one of the many Ottawa Valley fairs.
Or one of the MANY Ottawa Valley festivals.
It’s a special year in Canada.
There are so many added events in Ottawa this year thanks to Canada 150! Here is a list of some of the summer events you can enjoy with your family!
Experience the amazing museums in the National Capital Region.
This post is brought to you by Scrivens Insurance and Investment Solutions. If we missed a fair, festival, or event, please let us know so we can have the most complete list possible!! Please share this post to be sure nobody misses an event!
Let the good times roll!
Distracted driving is a serious and deadly problem. And, although many conversations about distracted driving focus on cellphones, the truth is that any distraction can be enough to cause a deadly accident. The following list includes some of the ways you can get rid of distractions and keep yourself safe on the road:
- Get plenty of rest before you drive. Studies have shown that fatigued drivers perform just as poorly as those who drive while intoxicated.
- Know where you’re going and the road conditions before you drive. Looking at a map or having to focus on the weather can take your attention off of the road and surrounding traffic.
- Secure any items in your vehicle that may roll around. You may be tempted to reach for them while you’re driving.
- Don’t use your cellphone or a hands-free device while driving. If you absolutely must contact someone, pull over to the side of the road first.
Not only can resisting the urge to drive distracted, safe driving can save you money!
Putting on a fur coat can make you feel luxurious. But if you do not take proper care of your prized possession, it will not remain in peak condition and may lose value.
Extra Care for Your Fur
Love your fur? Treat it well and wear it for years to come by taking these care precautions:
- While storing your fur at home, give it ample space to hang in your closet
- Always hand the fur on a broad-shouldered hanger or ask your fur dealer for a special hanger designed for your garment
- Do not expose furs to a lot of light or heat. This can cause oxidation, which can change the colour of the fur
- Do not cover furs in plastic bags, as they need air circulation to prevent the leather side from drying. If you must cover your fur for a short time, do so with a loosely woven cloth bag
- Store your fur in a specially designed vault during the summer months to prevent the leather from drying out and to protect it from dust, dirt, and insects
- Have your fur professionally cleaned at least once every year by a fur specialist. This cleaning process enhances the lustre of the fur and allows the retailer to inspect your garment for repairs
- Avoid wearing shoulder bags while wearing your fur, which can break the hairs and create bald patches. Also, avoid snagging your garment on jewellery or spraying hair spray or perfume on it
- If your fur gets a little wet from snow or rain, simply shake it out and hang it up so it can dry slowly. Do not use a hair dryer or try to comb or brush the fur when it gets wet. If your coat is drenched, take it to a fur specialist immediately
- Do not sit on your fur for a long period of time. This may lead to crushing and premature wear
- If you notice a small tear, have it fixed by a professional immediately. By fixing minor problems right away, you will avoid replacing pelts later on
Need assistance insuring your fur? Scrivens can help. Call today to learn more about our insurance solutions: (613) 236-9101.
Finding a babysitter that you trust with the care and protection of your children can be difficult. And the added pressure of choosing someone who gets along well with your family is especially daunting.
Thankfully, the following tips will help simplify the babysitter-selection process:
- Hire a sitter who is at least 16 years of age
- Ensure that the sitter has taken CPR and other relevant courses
- Invite the sitter to spend time with you and your children before you hire him or her for the job. This will allow your children to acclimate and give you some insight into how the sitter interacts with your family
- Conduct a thorough interview and be sure to check references. Ask questions related to experience, availability, and cooking ability
- Trust your gut. Oftentimes, you will be able to get a good sense of what a person is like in the first 10 minutes of meeting with him or her. If your instincts are telling your something, it’s best to follow them.
When interviewing candidates, it’s good to keep the information of one or two backup sitters in case your top choice falls through.