Keeping up with seasonal repairs upkeep not only shows pride of ownership, but can reduce the risk of costly and preventable home expenses. Prepare your home for the summer with the following considerations.
- Check all window and door locks to make sure they are secure. Open and close them, and apply lubricant when they are hard to open.
- Inspect your roof and gutters, clean out gutter debris and check shingle integrity.
- Inspect your home’s foundation, sealing cracks, and leveling yard depressions with compacted soil.
- Check wooden structures, such as decks and steps, for rotting, loose wood, or exposed nails.
- Hire a qualified heating, ventilation, and air conditioning (HVAC) contractor to tune up your air conditioning unit.
- Examine electrical outlets and cords for potential fire hazards, such as frayed wires.
- Examine your garage door to ensure that it is in proper working order.
- Declutter by reviewing the contents of your garage. Donate or dispose of items you no longer use or need.
Driveways and Walkways
- Inspect your pavement for cracks and holes, and remedy them. This can go a long way in preventing accident slips, trips, and falls.
These tips are brought to you by Scrivens Insurance and Investment Solutions.
Earthquakes, one of Mother Nature’s most unsettling phenomena, are unpredictable and can strike without warning. That’s why it’s important for you and your family to learn how to prepare for an earthquake, and develop a plan to react quickly and safely if a disaster strikes.
Preparing for an Earthquake
- Locate and learn how to use the shutoff valves for water, gas, and electricity in your home.
- Prepare an emergency earthquake kit with warm clothing, non-perishable food items and bottled water to last you and your family for at least 72 hours.
- Bold down and secure your water heater, refrigerator, furnace, and gas appliances to the wall studs.
- Hold earthquake drills with your family members: Drop, cover, and hold on!
During an Earthquake
- Remain inside of your home and seek shelter under a heavy table or desk; brace yourself inside a door-frame or inside wall.
- Stay at least 2 metres away from windows and out of kitchens and garages, if possible.
- Stay under the structure that is protecting you. If the shaking causes the table or desk to move, then you should move with it so you remain protected.
- Do not panic, and anticipate what you should do next to remain safe.
Follow these guidelines to remain safe after the ground stops shaking:
- Remain in your safe location for several minutes in case there are any aftershocks
- Do not leave your home unless it is absolutely necessary to do so
- Check your family members for injuries and administer first aid
- Establish a temporary shelter area in your home away from areas that have severe damage
Did You Know?
In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make chimney maintenance part of your home loss prevention plan.
Both metal and masonry chimneys require maintenance so that smoke and flue gases are ventilated properly. At the very least, you should have your chimney inspected annually before each heating season. In addition:
- Have your chimney cleaned on a regular basis to reduce creosote build-up.
- Make sure your masonry chimney has a flue liner in place to reduce the possibility that the masonry could absorb creosote.
- Replace cracked or damaged liners, as they will allow creosote to accumulate and heat to escape.
- When hiring someone to reline your chimney, only allow the contractor to use a product that has been tested and listed by a nationality recognized testing laboratory.
There are two types of chimneys that require specific maintenance to minimize the dangers in your home.
- Fireplace inserts (hearth stoves):
- Vent should be connected to the flue of the chimney.
- Factory-built metal chimneys:
- Do not use natural gas, fuel oil vents, well casing, stovepipe or other material in the chimney, as they cannot withstand the heat in the wood burner.
Do not vent more than one heater or appliance into a single flue, as major complications car arise. If one fuel-burning appliance is connected to a flue and then you attach another appliance, such as a water heater, you are running the risk of the following serious problems:
- Heavy creosote accumulation
- Deterioration of the flue
- Creosote blocking the lower heater vent
- Carbon monoxide drifting into your home