Keeping up with seasonal repairs upkeep not only shows pride of ownership, but can reduce the risk of costly and preventable home expenses. Prepare your home for the summer with the following considerations.
- Check all window and door locks to make sure they are secure. Open and close them, and apply lubricant when they are hard to open.
- Inspect your roof and gutters, clean out gutter debris and check shingle integrity.
- Inspect your home’s foundation, sealing cracks, and leveling yard depressions with compacted soil.
- Check wooden structures, such as decks and steps, for rotting, loose wood, or exposed nails.
- Hire a qualified heating, ventilation, and air conditioning (HVAC) contractor to tune up your air conditioning unit.
- Examine electrical outlets and cords for potential fire hazards, such as frayed wires.
- Examine your garage door to ensure that it is in proper working order.
- Declutter by reviewing the contents of your garage. Donate or dispose of items you no longer use or need.
Driveways and Walkways
- Inspect your pavement for cracks and holes, and remedy them. This can go a long way in preventing accident slips, trips, and falls.
These tips are brought to you by Scrivens Insurance and Investment Solutions.
Purchasing your first home is an exciting milestone. However, home buying is not simple task, and many first-time purchasers fall into common, sometimes costly, traps.
So, before you start searching for your dream home, keep in mind the following dos and don’ts.
Get Pre-Approved – When shopping for a home, it’s important to know what kind of credit you have and your overall budget. In some cases, real estate agents won’t even work with you until you’ve been pre-approved for a mortgage.
Get a Real Estate Agent – While it’s true that real estate agents aren’t required for buying a home, they can be invaluable – especially for first-time buyers. A good agent will walk you through the necessary steps and offer market insight and specific advice.
Get over excited – It’s common for first-time home buyers to act on their emotions. But when it comes to such a large purchase, acting on impulse can be dangerous and commonly leads to overspending. Experts recommend that buyers only close on houses they can see themselves in for at least five years.
Get careless about money – When purchasing a house, you want to avoid making other big purchases before you are approved for a mortgage. In addition, many first-time buyers forget to budget for closing costs. Consider putting aside anywhere from 1 to 4 per cent of the purchase price to cover them.
Keeping in mind the above tips will ensure that, when it comes time to sign on the dotted line, you made all the right steps to secure your dream home. Get a free home insurance quote from Scrivens Insurance and Investment Solutions.